Paul Archives - Polson Bourbonniere Derby Wealth Management

Minimizing probate — and whether you should

worryfree-admin July 6, 2026 No Comments

By Paul Bourbonniere If you’ve drafted a Will or planned the transition of your estate, or you’ve been a beneficiary of someone else’s Will, you’ve likely found yourself worrying about…

From generation to generation: reflections on 30 years of success for our clients

worryfree-admin July 6, 2026 No Comments

When we founded the firm back in 1997, our goal was straightforward: to be one of the preeminent retirement income planning practices in the Toronto area. As a result of…

CPP & OAS: Explained

worryfree-admin July 6, 2026 No Comments

By Paul Bourbonniere If you’re in your late 50s and thinking about retirement around the corner, you’ll naturally start paying more attention to your CPP and OAS benefits. Despite the…

What’s an IPP and why it may make sense for your small business?

worryfree-admin July 6, 2026 No Comments

By Paul Bourbonniere From changes in taxation that make holding investments in a company less attractive to COVID-19’s effect on sales and profitability, to the threat of inflation, it hasn’t…

Longevity risk: What happens if you live longer than expected?

worryfree-admin July 6, 2026 No Comments

By Paul Bourbonniere According to a recent report by the World Economic Forum, someone who was born in 2007 can expect to live to 103. That’s substantially more than the…

4 ways to minimize your “estate” taxes

worryfree-admin June 25, 2026 No Comments

By Paul Bourbonniere One area where retirees or people planning for retirement often pay too little attention is tax strategy and planning. The fact is, you can’t control the markets…

The benefits of beneficiary designations

worryfree-admin June 25, 2026 No Comments

By Paul Bourbonniere You likely have a Will or you’re planning on drafting one to direct how you’d like your assets distributed when you die. Doing so is an important…

Weighing the pros and cons of index investing

worryfree-admin November 27, 2024 No Comments

Index investing has become a cornerstone of modern investment strategies, particularly favoured for its simplicity and performance track record. However, while it offers a number of benefits, there are also…

The Double-Edged Sword of Naming Beneficiaries

worryfree-admin August 9, 2024 No Comments

Naming beneficiaries on your various investment accounts can play a crucial role in financial and estate planning, offering a straightforward way to transfer them directly to chosen individuals when you…

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