Blog Archives - Page 2 of 4 - Polson Bourbonniere Derby Wealth Management

What’s an IPP and why it may make sense for your small business?

worryfree-admin July 6, 2026 No Comments

By Paul Bourbonniere From changes in taxation that make holding investments in a company less attractive to COVID-19’s effect on sales and profitability, to the threat of inflation, it hasn’t…

Gift now or will later?

worryfree-admin July 6, 2026 No Comments

By Derek Polson Picture this. Thanks to a lifetime of savings and smart planning, you’re now well into retirement and living comfortably. In fact, you’ve saved so much and planned…

Investment risks: What are they and how to avoid them

worryfree-admin July 6, 2026 No Comments

By Michael Derby Investing, like life, exposes us all to a wide range of risks, big and small. Any or all of these can affect investment returns, making it harder…

Longevity risk: What happens if you live longer than expected?

worryfree-admin July 6, 2026 No Comments

By Paul Bourbonniere According to a recent report by the World Economic Forum, someone who was born in 2007 can expect to live to 103. That’s substantially more than the…

Want a new car? Here are the facts on leasing, financing or paying cash

worryfree-admin June 25, 2026 No Comments

By Derek Polson While my days are usually spent creating financial plans, reviewing mutual funds and planning investment strategies for my clients, one question I get often from them has…

The benefits of beneficiary designations

worryfree-admin June 25, 2026 No Comments

By Paul Bourbonniere You likely have a Will or you’re planning on drafting one to direct how you’d like your assets distributed when you die. Doing so is an important…

5%? 4%? Less? What’s a safe withdrawal rate during retirement?

worryfree-admin June 25, 2026 No Comments

By Derek Polson Historically, the unwritten rule in the investment industry has been that, to maintain your capital level over 30 years of retirement, you shouldn’t withdraw more than 4…

Stocks, Bonds, and Alternatives

worryfree-admin March 18, 2026 No Comments

Understanding the 3 pillars of portfolio construction: stocks, bonds and alternatives When clients come to us asking “I have money, where should I put it?” the answer isn’t ever as…

The RDSP: a powerful tool for the long-term financial security of loved ones with disabilities

worryfree-admin January 14, 2026 No Comments

Lesser known than savings programs like the RRSP, RESP or TFSA, the RDSP was introduced in 2008 to help individuals with disabilities save for their long-term financial security. With tax-deferred…

Choosing the right advisor: 7 steps to finding your perfect match

worryfree-admin December 3, 2025 No Comments

Finding the right financial advisor can feel like navigating through a maze. Whether you’re considering partnering with an advisor for the first time or looking for a change because of…

Category: Blog