Achieve your financial dreams with the Worry Free Retirement Experience®
The Worry Free Retirement Experience® is our solution to providing clients with what they’re looking for: peace of mind.
At Polson Bourbonniere Derby Wealth Management, we believe financial planning is a lifelong process and we plan to assist every step of the way.
We understand that one of the best services we can offer our clients is to relieve the worry of managing their financial affairs.
The following chart explains the progression of each step in our Worry Free process.
We chose a circular form to represent the process because it is continuous.
We meet with you regularly after the plan is established to ensure you’re on track to achieving your dreams.
The Worry Free Retirement Experience™ is Polson Bourbonniere's unique method of helping our clients achieve their financial dreams. We understand that one of the best services we can offer our clients is to relieve the worry of managing their financial affairs. The Worry Free Retirement Experience™ is our solution to providing our clients with what they're looking for: peace of mind.
The following chart explains the progression of each step in our Worry Free process. We chose a circular form to represent the process because it is continuous: we meet with you regularly after the plan is established to ensure you’re on track to achieving your dreams. At Polson Bourbonniere, we believe financial planning is a lifelong partnership and we plan to assist you every step of the way.
1. The Situation Snapshot
During this step, we help you assess your current situation. What's worrying you and what are you excited about?
The Situation Snapshot. In a one-on-one session with one of our team, we will review your current financial situation, including investments, insurance*, debts, employer-sponsored benefits and government programs.
2. The Worry Free Vision
We help you develop a vision of what you really want - both financially and personally.
The Worry Free Vision. Are you hoping to do some world travelling? Are you interested in leaving a legacy for your family or community? Through a discussion with one of our financial planning professionals, you will clarify and prioritize your retirement goals.
In this step you will also define your most pressing financial worries and identify what obstacles currently block you from achieving your retirement vision.
3. The Worry Free Analysis
We will thoroughly review and analyze your current financial situation and its implications for the future. We will then develop a plan based on your objectives.
In this step, your advisor will help you discover the strengths and opportunities you have that will help you overcome your financial obstacles. This step will help you determine the resources available to assist you in addressing current and future financial worries.
By the time you reach this step, you'll have a clear understanding of your goals, obstacles, and strengths. Your Worry Free Retirement Plan will be built around these core considerations by your team at Polson Bourbonniere.
Your financial planning team will identify the key action steps that you need to complete now and in the years ahead. These key action steps will simplify your retirement goals and make it easier to stay on track.
4. The Worry Free Team Builder
We pull together a team of expert specialists who will work together to help achieve your goals.
The Worry Free Team Builder. Your team at Polson Bourbonniere is committed to ensuring you have the resources you need to meet your financial goals. If we determine in this step that you could benefit from the expertise of an outside professional, such as a Chartered Accountant, lawyer, or portfolio manager, we will help coordinate the creation of this strategic team. While your team at Polson Bourbonniere has a wealth of knowledge about financial planning, outside professionals can often bring added value to The Worry Free Retirement Experience™.
5. The Worry Free Implementation
Your team of advisors will help you implement your plan in a timely fashion.
The Worry Free Implementation. All background work is completed by this time. Your strategic team is in place and working with you to implement the details of your action plan. At this step in the process, you'll understand exactly how worry free financial planning can be with Polson Bourbonniere.
6. The Worry Free Review Session
We have regular review sessions to keep you on track towards your goals.
The Worry Free Review Session. No matter how hard we plan, there may be unexpected changes to your circumstances that we haven't prepared for. That's why your advisor will meet with you regularly to ensure your Worry Free Plan is current and continues to meet your needs.
We have no way of knowing whether the future we plan for today is one that we'll want tomorrow. Perhaps your children will decide they want to go on to graduate studies - or perhaps you'll want to pursue further studies. By meeting with your planner on a regular basis, you'll be able to implement specific steps that reflect your new goals or lifestyle changes.